Medical insurance pre existing condition uk

Questions and Answers

Travel insurance for people with pre-existing medical conditions (UK)?

Q) Can anybody recommend a travel insurance company that specialises in travel insurance for people with pre-exisiting medical conditions in the UK? Thanks.

A) A lot depends on the nature of the conditions, if a specialist is involved and any changes to medication as well as the length of the conditions. You could try http://www.portwood.co.uk/ for a range of companies all of whcih will consider pre-existing medical conditions. If the conditions are not too serious the best bet would be the BIBA travel scheme (if they quote) as if they accept the condition they won't increase the premium.

Life insurance covering pre-existing medical condition?

Q) Hi guys, I am a 26 year old single male, non-smoker but has serious asthma (stage 5) and a few supplementary minor ailments (osteoporosis, type 2 diabetes). I want to get life insurance for myself for up to 25 years to the value of £50,000 upon my death and for it to cover my asthma condition. Could anyone recommend a good insurer for me please...I am based in the UK

A) Call a local independent agent in your area, there are policies that will cover you with conditions. You may have to get a modified life policy that will have a 2-3 year waiting period, except for accidental death and it will be a little more expensive but you can get coverage. Just go see an agent who deals with lots of carriers, he/she can shop for the best plan for you. Good luck.